Overview
Capital One Quicksilver Card Snapshot
Annual Fee: $0
Recommended FICO Score: 670-850
Interest Rate: 15.24% – 25.24%
SignOn Bonus: $200 after spending $500 in first 3 months
Card Type: Cashback
Best For: Everyday spending
The Capital One Quicksilver credit card is a simple straight forward cashback card that offers a flat 1.5% on all purchases.
Reward Offering
The Sign On Bonus
The Capital One Quicksilver card has a sign-bonus where you can earn $200 cash bonus once you spend $500 on purchases within 3 months from account opening.
Reward Multiplier
1.5%
Earn 1.5% cash back on all purchases.
Other Benefits
Redeem rewards as: a regular cashback value or use them during checkout for Amazon or Paypal.
Trip accident insurance and extended warranty on your purchases.
$0 fraud liability.
No foreign transaction fees.
Who Is This Card Suited For
The Capital One Quicksilver card is ideal for someone who values simplicity. They don’t want to track spending categories or deal with a staggered rewards structure. They want a card that offers a simple reward approach (in this case all purchases have a 1.5% cashback value) and value a sign up bonus.
Key Benefits:
- Single single reward category for all spending.
- No annual or foreign transaction fees.
Key Drawbacks:
- Requires good/excellent credit.
Card Fees And Expenses
| Annual Fee | $0 |
| Foreign Transaction Fee | $0 |
| Interest Rates | 0% introductory APR for the first 15 months that your account is open. After that, your APR will be 15.24%, 21.24% or 25.24%, based on your creditworthiness. |
| Late Fees | up to $40 |
